Most Affordable Cities in Florida

Palm tree-lined road, Florida

If you’re looking to live in a coastal location with year-round warm weather and an affordable cost of living, look no further than Florida! Also known as the sunshine state, Florida is located between the Atlantic Ocean and the Gulf of Mexico, and boasts some of the world’s most beautiful beaches and attractions. With no state income tax and an affordable cost of living in certain cities, Florida is a great place to live!

To come up with our list of Most Affordable Cities in Florida, we looked at the overall cost of living in each city, as well as median home prices, the median price of new construction homes, and median household incomes. We’ve ranked these cities not only according to affordability, but also according to a selection of criteria that are most relevant to determining the quality of living for each city, including economic growth and opportunity, access to amenities and entertainment, and safety.

Here’s our list of the Most Affordable Cities in Florida. Which one will you choose to call home?


Jacksonville Beach, FL, USA

With a cost of living that’s almost seven points lower than the national average, Jacksonville is more affordable than most other coastal cities in the U.S. Perfectly positioned on the Atlantic coastline with the St. Johns River running through the area, Jacksonville offers a unique blend of natural beauty and urban lifestyle, making it both an affordable and attractive place to live.

Cost of Living Statistics

  • Overall cost of living index: 93.5
  • Median home price: $325,000
  • Median new construction home price: $316,700
  • Median household income: $55,531

Economic Growth and Opportunity

The Jacksonville job market has grown by 12.9 percent over the last ten years, a rate that’s higher than most other cities in the U.S. From banking and finance to healthcare, education, and hospitality, there’s a job for just about any career path in Jacksonville. The city’s population has also grown rapidly over the last several years as more people move to the area to take advantage of the job opportunities. And with population growth comes many opportunities for entrepreneurs and business owners to find success as well.

Access to Amenities and Entertainment

Whether you love outdoor adventure, indoor recreation, or sports, Jacksonville has it all! With a longer shoreline than any other city in America and the largest urban park system in the nation, Jacksonville is the place for active, outdoor lifestyles. Downtown Jacksonville, located along the banks of the St. John’s River, also offers fun and entertainment for all ages and interests.


Jacksonville has lower crime rates than many other metro areas of its size in the U.S. Although some areas of Jacksonville do experience high crime, these rates are mostly related to property crime and have been dropping over the last several decades. There’s no doubt, however, that choosing a safe area to live in Jacksonville is important. That’s one of the reasons why a new construction home is your best option. Builders carefully select the neighborhoods where they build new homes and communities to ensure they are located in safe and desirable neighborhoods that will attract buyers. A local NewHomesMate agent can help you explore the many neighborhoods in Jacksonville to find one that’s ideal for you.


Lake Eola, Orlando, FL

Although Orlando is certainly not the cheapest place to live in Florida, it offers all the benefits of living in a big city minus the price tag. Ranked amongst the best places to live in the United States, Orlando’s cost of living is only four points higher than the national average and is significantly lower than that of many other big cities across the United States.

Cost of Living Statistics

  • Overall cost of living index: 104.1
  • Median home price: $399,900
  • Median new construction home price: $385,000
  • Median household income: $55,183

Economic Growth and Opportunity

Recently ranked amongst the top cities in the United States for job seekers, Orlando offers promising job opportunities in a range of industries. While tourism plays a key role in Orlando’s economy and employment is always available in the restaurant and hospitality industries, there are many other opportunities available as well. Several Fortune 500 companies are headquartered in Orlando, and residents are employed in a range of industries including technology, film and television production, healthcare, manufacturing, education, aviation, and biotechnology.

Access to Amenities and Entertainment

Although Orlando is famous for its many theme parks and tourist attractions, there’s plenty more to do in this fine city. Orlando boasts spectacular beaches and many lakes and waterways surrounded by beautiful scenery where you will have endless opportunities for swimming, boating, hiking, and more. The city is also rich with cultural attractions, shopping, dining, and nightlife, making it a place that truly has something for everyone.


Although crime rates are relatively high in some parts of Orlando, there are many safe neighborhoods in the city as well. Since builders carefully select the areas in which to build a new home community, choosing to buy a new construction home is a great way to ensure you are selecting a safe neighborhood for you and your family. A local NewHomesMate agent is a great resource for obtaining information on Orlando neighborhoods to help you make an informed decision.  

Which Affordable Flordia City Will You Choose to Call Home?

Whether job opportunities, safety, or lifestyle are most important to you, Florida cities offer a much more affordable cost of living than other parts of the United States. That’s why NewHomesMate is operational in Jacksonville and Orlando and offers the industry’s best tools for buying a new construction home in these cities.

We understand that moving to a new city and buying a new home are some of the most important decisions you will make, and you need knowledgeable experts by your side to help you make informed decisions every step of the way. We’ve gathered together the best local agents in Jacksonville and Orlando who have in-depth knowledge of their local areas and the new construction housing market. They are committed to understanding your needs and desires to help you find the ideal new construction home for you. Learn more about us and start searching for your new construction home with NewHomesMate today!

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